USDA Loans

USDA Loans are loans offered by the United States Department of Agriculture (USDA) specifically to rural property owners.  These can be attractive to first-time home buyers, although they can be used by anyone seeking to purchase a home or land in a rural area. Here’s what you need to know:

  • USDA Loans require no down payment
  • USDA Loans accept lower FICO scores, down to a minimum of 620

The SSK Mortgage Team is your premier mortgage team located in Redondo Beach, California. In addition to Redondo Beach, we also work with clients in Manhattan Beach, Hermosa Beach, El Segundo, Torrance, CA, Ranchos Palos Verdes, Palos Verdes, Venice Beach, Carson, CA, Harbor City, CA, Lomita, CA, Hawthorne, CA and the entire South Bay of Los Angeles.